Oriental Bank of Commerce FINANCIAL RESULTS FOR Q1 OF FY-2013-14
Oriental Bank of Commerce
HIGHLIGHTS OF FINANCIAL RESULTS FOR Q1 OF FY-2013-14
Rs. In Crore)
Q1 FY-2013-14 | Q1 FY-2012-13 | % Growth (YoY) | |
Operating Profit | 1088.27 | 896.54 | 21.39% |
Total Income | 5255.70 | 4695.57 | 11.93% |
Net Interest Income (NII) | 1307.03 | 1125.84 | 16.09% |
Non Interest Income | 538.05 | 408.41 | 31.74% |
June,2013 | June,2012 | Growth (YoY) | |
Business Mix | 3,04,269 | 2,72,048 | 11.84% |
Total Deposits | 1,76,275 | 1,58,152 | 11.46% |
Total Advances | 1,27,995 | 1,13,896 | 12.38% |
Core Deposits | 1,44,873 | 1,16,247 | 24.63% |
Bulk Deposits | 31,221 | 41,478 | -24.73% |
CASA Deposits | 41,844 | 37,990 | 10.14% |
Retail Advances | 14,492 | 11,872 | 22.07% |
Priority Sector Advances | 45,584 | 40,244 | 13.27% |
Total Agriculture Advances | 17,149 | 15,010 | 14.25% |
Direct Agriculture Advances | 13,776 | 11,898 | 15.79% |
CD Ratio | 72.69% | 72.21% | 48 bps |
Cost of Deposits | 7.70% | 7.99% | -29 bps |
Net Interest Margin (NIM) | 2.90% | 2.79% | 11 bps |
Business per Employee | 15.98 | 14.72 | 8.55% |
Book Value per Share (in Rs.) | 413.87 | 377.24 | 9.71% |
Capital Adequacy of the Bank under BASEL II 12.02% (Tier I : 9.25%, Tier II : 2.77%)
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Capital Adequacy of the Bank under BASEL III 10.97% (Tier I :8.65%, Tier II : 2.32%)
123 New Branches opened and 123 new ATMs installed during the quarter. Total Delivery Channels of the Bank stood at 3598 (2023 Branches and 1575 ATMs)